By Cheryl Lucas
We knew something wasn’t right when the washer and the kitchen sink overflowed. My son didn’t get very far when he tried to snake the drain. He believed that the drain pipe had collapsed under the slab foundation. Because my carpet in the hallway and into the living room was soaked and we feared the worst on what repairs were going to consist of, I started a claim with my homeowners insurance.
What is auto liability insurance and why do we have to have it? You are legally required to carry liability insurance on your auto policy. It is the limit amount of what your insurance company would pay if you are at fault in an accident and other people get hurt or their property is damaged.